Automobile accidents are one of the most common causes of personal injuries. Many of these accidents can cause severe injury, permanent disability, or even death. Such injuries and trauma often result in compensable damages such as pain and suffering, emotional distress, lost wages, medical expenses, and property damage.
Unfortunately, many victims of automobile accidents do not receive the full compensation to which they are entitled. Such victims are not fully aware of the value of their damages and often accept the first settlement offer made by the at-fault driver’s insurance company. Insurance companies may take advantage of a victim who is not represented by a knowledgeable attorney by issuing settlement offers that seriously undervalue the amount of damages associated with the victim’s injury.
In order to best protect your interests and obtain the maximum compensation for your injury, it is wise to contact a qualified Massachusetts personal injury lawyer.
Iannella & Mummolo Motor Vehicle Accident Lawyers Can:
- Preserve evidence and interview witnesses in order prove liability against wrongdoers
- Ensure that victims receive proper medical care
- Provide an understanding of the relevant laws
- Properly document injuries and damages to ensure that victims receive full compensation
Frequently Asked Questions
Will Insurance Cover My Expenses Following A Car Accident?
Your particular policy determines whether or not insurance will cover your expenses following a car accident. First-party coverage insures both you and your property. Third-party coverage, on the other hand, covers other people and their property involved in car accidents where you are at fault. Keep in mind, however, that different types of coverage exist, and each type offers its own benefits. For example, comprehensive coverage covers your vehicle in the event of fire, theft, vandalism, and acts of nature, while collision coverage insures your vehicle in the event of an automobile accident.
Your insurance carrier or a personal injury lawyer at Iannella & Mummolo can help you understand these policies and explain the benefits to which you are entitled.
Regardless of your coverage, every insurance company requires that you to contact one of its representatives immediately following an automobile accident. If you fail to report an accident in a timely manner, the insurance company may try to deny coverage.
In addition to contacting your insurance company, you should file a police report if 1) you are injured or 2) the damage to either vehicle involved in the accident exceeds a certain amount (this amount varies from state to state, but typically falls between $200 and $500). Also, be sure to receive proper follow-up care for your injuries. An attorney from Iannella & Mummolo can inform you of your particular state's laws regarding automobile accidents.
No-Fault and At-Fault Laws: How Do These Affect My Case?
Liability laws vary from state to state. Approximately half of all states have adopted no-fault liability laws, which deem everyone involved in a car accident responsible for her/his own damages. However, most of these states allow exceptions to these laws, particularly if a person sustains a serious personal injury or if property damage exceeds a specific amount. The other half of the states have enacted at-fault liability laws, which require the responsible party to pay damages for everyone injured in the accident.
What Should I Do If I Am In A Massachusetts Car Accident:
Prior to leaving the scene of a car accident, it is important to collect the following information, regardless of who is at fault. Your personal injury lawyer needs this information to help prepare the most effective case:
- Names, addresses, and telephone numbers of drivers and their license numbers
- Names, addresses, and telephone numbers of passengers
- Names, addresses, and telephone numbers of any witnesses
- Names and addresses of the vehicles’ registered owners
- Names of insurance companies and policy numbers
- Location of the accident
- How the accident occurred
- Whether or not any of the drivers seemed to be under the influence of drugs or alcohol
- List of injuries
- Damages to vehicles
- Names of police officers that responded to the scene
- Whether or not anyone admitted fault, which you should be careful not to do
From here, an experienced automobile accident attorney at Iannella & Mummolo can advise you on the next steps to take.